Imagine this scenario: you played US Powerball or some other blockbuster lottery and won. Congratulations! You're probably feeling a million emotions all at once, but along with this initial tidal wave of excitement you are no doubt wondering how long does it take to get your lottery winnings. Well, you're in luck once again because you've come to exactly the right place to get your answers! The hardest part - correctly picking all the winning numbers - is over, but there's still a bit more to do and know before you can have your jackpot in hand.
Every lottery has a slightly different method and timeline when it comes to verifying tickets and claiming prizes. What goes for the UK lotteries isn’t quite the same with American lotteries such as Powerball and the Mega Millions, or individual state lotteries. What is constant, though, is that there will be a period of time in which you are responsible for your ticket. Regardless of where your ticket is purchased, it's a good idea to sign it as proof that it belongs to you.
Note: When you play the lottery online at theLotter, we safeguard your tickets, collect smaller prizes on your behalf, and make sure you will get the winning ticket promptly so that you can claim your jackpot prize yourself! See below for full information how this process works.
Powerball and Mega Millions are multi-jurisdictional lottery games with very similar rules. The win collection process for both of them depends on the state where the game is winning ticket was purchased. Each state sets its own rules for ticket validation and prize collection and in some it will take longer than others to receive your lottery winnings.
In the states where Mega Millions and Powerball are offered, it’s possible to collect any prize less than US$599 at a lottery retailer as long as they have the cash on hand to pay out your prize.
For prizes US$600 and above, the rules for prize collection vary in different states, however, the general procedure is more or less the same. Your winning ticket will need to be validated by the official state lottery organization and you will need to fill out a claim form. Ticket validation can often be done either by mail or in person. Jackpot winners, as you can imagine, almost never send their winning tickets through the mail and elect instead to bring their ticket to the state's lottery offices for validation.
When you win a Powerball or Mega Millions jackpot, there is a 15-day waiting period between the draw date and when the jackpot will be paid out, as money from ticket sales needs to be collected in order to pay out the jackpot. However, it's still possible to validate your winning ticket during this time, thereby establishing yourself as the winner and absolving you of the responsibility to hold on to your ticket. Once your ticket has been validated, all you need to do is sit back and wait to collect your prize. You can use that waiting time to consider whether you'd prefer to collect your Mega Millions payout as a lump sum or annuity.
If you’re wondering how long do you have to claim a lottery ticket when you win playing Mega Millions or Powerball, you’ll be glad to hear that most states give at least 180 days (excluding New Mexico where a winner has just 90 days) and many states give winners up to a year to collect their prizes. If you’ve won a lottery prize and you’re not sure how long you have to claim it, be sure to contact the lottery operator in the state in which the ticket was purchased so you don't miss out on claiming your prize!
Arizona, Arkansas, Colorado, Connecticut, Florida, Georgia, Idaho, Indiana, Kentucky, Louisiana, Mississippi, Missouri, Montana, Nebraska, North Carolina, North Dakota, Ohio, Oklahoma, Puerto Rico*, South Carolina, South Dakota, Tennessee, Texas, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming
California*, Delaware, Illinois, Iowa, Kansas, Maine, Massachusetts, Michigan, Minnesota, New Hampshire, New Jersey, New York, Oregon, Pennsylvania, Rhode Island, Vermont
European lotteries, while sometimes overshadowed by big names such as US Powerball or Mega Millions, are not to be underestimated! Lotteries such as EuroMillions, SuperEnalotto, and EuroJackpot may have jackpots that are slightly smaller, but their winning odds are overall much more favourable compared to their American counterparts. EuroMillions holds draws in 9 participating European countries and payout terms may differ by country for the jackpot or winnings in the secondary prize divisions. Overall, players are given between 60 days to 3 years to collect their winnings.
Matched a EuroMillions prize? See how long you have to claim your winnings: